Worthingtons Solicitors

Remortgage Pricing

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18 August, 2021

We understand the decision to remortgage your home can be just as life changing and challenging  as buying your first property.

A remortgage is when you either renegotiate with your current lender or change the mortgage on your property to a new lender. It is important to speak to an independent mortgage adviser who can go through the options with you and make sure you get the right deal for what you want to achieve.

There are many reasons you may wish to remortgage such as:

  • To reduce the interest rate on your mortgage
  • To fix your monthly payments and protect against possible future rate rises
  • To raise money to carry out home improvements
  • To raise a cash lump sum by releasing equity from your home
  • Change in personal circumstances such as a marriage or divorce
  • To consolidate your debts

Why Us

We have an experienced team who understand the stresses involved in remortgaging  your property.  We know how the banks, building societies and mortgage lenders work. You will receive outstanding customer service from our dedicated expert team who all know the local area and make the difference by taking care of all the important legal details and removing any confusion and uncertainty from the process of remortgaging a property.  Client care is our top priority.

We remove the legal jargon so we will make sure that all information you receive from us is as clear and possible.   Our team are made up of highly qualified solicitors who have the legal and technical “know how” to resolve any issues as they arise in a professional and efficient manner.

Communication is fundamental as you are our priority and because of this, you will only ever have one dedicated experienced solicitor acting for you throughout the whole transaction.  You can come into the office and speak to face to face to your solicitor or contact us by email or phone whichever you prefer.

We are honoured to hold the CQS Accreditation, issued by the Law Society. This involves the firm undergoing a rigorous audit process which ensures we maintain highest levels of client care.


We work on a fixed fee basis, so you will know exactly how much your remortgage is going to cost from the outset.  Our prices start from £300 plus VAT so please telephone us for a personal tailored quote.

If during the transaction there are any new developments which could lead to an additional cost, we will always discuss these with you at the earliest opportunity and agree a way forward.


Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.


We do not provide mortgage or tax advice and we would recommend you seek advice from an independent mortgage broker, financial adviser or an accountant as appropriate.

We do not carry out valuations on your home, this will be conducted by your new lender.

Time Scales

A typical remortgage takes between 4 and 6 weeks, however it can be longer if there are any complications such as an application being rejected. The process may also take longer if you switch lenders compared with getting a new deal with your current mortgage company.

Key Milestones

With every transaction there are key milestones, which may vary according to individual circumstances. They may be as follows:

  • Taking your instructions and giving initial advice based on the information you have provided
  • Requesting a Redemption Statement
  • Obtaining Official Copies of the Title
  • Checking the Title
  • Leasehold properties will require the lease to be checked and enquiries of the landlord or management company made if relevant
  • Searches
  • Checking the mortgage offer
  • Preparing for completion
  • Requesting final redemption statement
  • Requesting the mortgage advance
  • Completion
  • Registration

Need legal help?

Call us on (01303) 850206 or press the button below to get started.

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Client Testimonials

“Can I say a big thanks to Worthingtons Solicitors for the very good professional advice you have given me over the last few months. Without it, I don’t think I would have received the satisfactory outcome of my divorce and financial matters.” 

Ian A.

“Worthingtons have handled my case for many years and where most would have given up, they persevered even when it got extremely tough! Their patience transformed a nightmare situation and made it humorous and pleasurable!”

John R.

“I’ve come to rely on Worthingtons for their professional advice with unfailing good humour and compassion. I have no hesitation recommending them for all legal matters and fully intend to retain their services for many years.”


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